More than a year has passed since the Russian army’s assault on Ukraine. Rising inflation has spread, impacting Swiss economic activity, albeit on a much smaller scale than in the European Union. Despite this, investors remain attracted by Switzerland’s reputation for stability and profitability.
Investor profiles must continually adapt to the reality of the market, constantly seeking new investment solutions to preserve and optimise their money. Swiss residents should be cautious in their investment decisions.
Admittedly, on a much smaller scale than the European Union. Despite this, investors are still attracted by the country’s attractiveness, with its reputation for stability and profitability.
Visit investor profiles deal with the reality of the market and are constantly on the lookout for new solutions. investment solutions to preserve/optimize their money.
Swiss residents should be cautious in their investment decisions.
Now is not the time for speculation but for determining a clear strategy for concrete investment. The Swiss economy offers a favourable investment environment, attracting many investors in search of solid returns.
Whether you’re an experienced investor or a novice, Switzerland offers a wide range of investment instruments to meet your financial needs and objectives. Thus, the aim of this article will be to answer the question: How can I invest my money in Switzerland?
Discover 5 diversified investment solutions to help you make the right decision!
Bonds
Visit obligations are fixed-income securities. They enable investors to place their money with banks, governments or companies. The latter borrow money from Swiss investors, who undertake to repay the loan, with interest, within a specified period.
The bonds specify the amount and date of redemption, as well as the terms and conditions of payment. interest payments for investors. These usually have a fixed term, during which investors receive constant or variable interest.
Visit interest rate at which a bond is issued, is influenced by the state of the capital market and the creditworthiness of the issuer.
The funds
Funds in Switzerland are investment instruments or fundraising. They are created by investment companies and are available on the capital market.
This means that when you buy shares, you own a stake.
The funds are made up of units grouped under different titles, such as :
- shares,
- Bonds,
- money market securities,
- derivative products.
Focus on the popularity of real estate funds in Switzerland that have reached their limits. The most sought-after funds show purchase premiums of 100%, i.e. double their net asset value.
As a result, the short-term risk is significant, and means that investors may have to wait several years before realizing a capital gain on their investment.
Rental real estate
When interest rates are low, the buying a property in Switzerland is a superior investment alternative to other investment solutions.
The ratio, profile of risk/return ratio offers greater profitability.
Advantages include regular cash flow and the possibility of capital gains on resale.
However, it is essential to seek assistance in mastering the legal mechanisms and specifics of the real estate market.
Real estate crowdfunding in Switzerland
Let’s start with the equity financing. It is mainly carried out via an online platform.
This is a collaborative, direct and traceable means of raising funds for tangible goods.
Crowdinvesting is the term used to describe the participation in participatory financing in exchange for an equity investment. In this way, a startup or company raises funds in the form of capital.
However, crowdfunding is extending to other sectors, including real estate. The aim is to make investment accessible to all, and to freely choose profitable yielding properties in order to create a real estate portfolio.
However, there is a concrete alternative.
Participative real estate shareholding
Become a shareholder and co-owner of an investment property!
SIPA crowd immo buys real estate in Switzerland, with its own funds and the partnership of its mortgage providers.
In contrast to real estate crowdfunding, participative shareholding is particularly suitable for investing. You have access to a turnkey solution from as little as CHF 49,000 and attractive returns thanks to the rental income from the properties we offer.
This article is coming to an end. We’ve gone through 5 diversified investment solutions and now know : How can I invest my money in Switzerland?
It’s a bold move, and one that may require the support of dedicated professionals.
When it comes to investing your money, it’s essential to understand the different options available and to make consistent decisions.
So diversification is a key strategy for successfully investing your money. Before you decide to invest your money, remember to define your risk tolerance.
Long-term investments often offer better returns and make it easier to absorb short-term market fluctuations. Finally, investments in tangible assets, such as real estate, offer better returns and greater stability. Contact us today to find out about our yield offers and benefit from tailor-made support from our team.
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